Debt Consolidation
I know how much you need funds and how bad you feel about your bad credit history. But you do not need to have good credit attached to your name everytime you want to borrow from a lending company. When faced with that kind of pressure, just take a debt consolidation loan. They tend to go easy on you a bit, and that often works well in your favor. Paying off a lot of small loans is easier when you can consolidate them into a single one. Do not wait until you don't have any other option, though. While you do that, you are stacking together a pile of debt that could swallow you up faster than you can breathe your own name. Instead you should ask around about it already, and be ready when the chance comes.
